There are a few possibilities
Submitted by elicat on Mon, 05/18/2009 - 14:38In reply to A newbie all over again! by Annec
Hi there,The first thing to consider is if you are legal 禁漫天堂 residents. If so, you can get a credit card linked to your bank account. Cards in Italy are generally not revolving cards issued by independent banks like in America (and I suppose the UK), with the notable exception of Barclays. Most cards are issued in conjuction with your current account, have a modest credit limit to start, and have the entire balance debited from your account on the 15th of the month following. So, all charges for May would be debited on 15 April. Barclays offers a true revolving card with an online application, as does Monte Paschi di Siena to their own clients (M'Honey card).As long as you have a codice fiscale, you can also get a prepaid Visa or Mastercard from several banks and Poste 禁漫天堂e. I happen to know that these work with PayPal as I have one I reserve for internet use. You just charge up the card in cash at the sportello or from your online banking and use it like a regular Visa or Mastercard.I hope this helps!
you have to pay
Submitted by adriatica on Mon, 05/18/2009 - 14:43In reply to A newbie all over again! by Annec
your bank will issue you one... well providing you have one... and they like you... it will be most probably at least a mrning of form filling and most probabley they will want at least a blood sample... however they will then issue you one ... most probably with monthly chargeshowever funnily enough i was reading an article about buying on the net... and thay also suggest using top up cards... these are bank credit cards which allow you to pre pay an amount ... ie credit the card with 100 euro... and you then can spend it via paypal/ebay...am not sure if they charge you for this... although most things are... the article for what its worth also suggested fraud or theft of details was more likely to happen using the card in restaurants/garages or even cash machines here than by using the net... for buyin... i will look out the article and if i missed anything will let you know....anyway we have both normal bank and post bank...and they both would give us cards... but both have fees attached... i have even seen shops... Lidls for one offering cardsItaly is moving forward.. but hasnt learnt that they can make enough money without the fees...
Sooooo, if you register one
Submitted by Anonymous (not verified) on Mon, 05/18/2009 - 15:45In reply to you have to pay by adriatica
Sooooo, if you register one of these "pre pay" creditcards on your 禁漫天堂 paypal account in order to open it - you could then theoretically just transfer money to your paypal account without ever having to top up the credit card again?This is VERY important as my OH is an ebay addict!
You can use a Carte PostePay
Submitted by Bill on Mon, 05/18/2009 - 15:40In reply to A newbie all over again! by Annec
Thanks Everyone
Submitted by Sarah and Mark on Mon, 05/18/2009 - 16:11In reply to A newbie all over again! by Annec
Thank you everyone for your advice so far. We don't have a bank account in Italy as the fees are way too high, but we have a Banco Posta account (only 鈧39 per year fees) which only has a Maestro card attached to it. This can't be used with Paypal unfortunately. Elicat, will have a look at Barclays, thanks for the info and will definitely find out about the top-up card option - thanks Bill for the link.
Get a PostePay!
Submitted by elicat on Tue, 05/19/2009 - 01:45In reply to Thanks Everyone by Sarah and Mark
If you already have an account with Banco Posta, the very easiest thing for you to do is to get a "top up" (ricaricabile) PostePay Visa there. That way you can top it up online through poste.it from your account without having to wait in line. I believe it costs 鈧5 to get one and 鈧1 every time you add funds. Barclays is most definitely more expensive.Good luck.
Agreed! Carta Postepay also
Submitted by Bill on Tue, 05/19/2009 - 14:23In reply to Get a PostePay! by elicat
...PostePay
Submitted by Angelo on Tue, 05/19/2009 - 14:31In reply to Agreed! Carta Postepay also by Bill
Thanks
Submitted by Sarah and Mark on Tue, 05/19/2009 - 14:35In reply to A newbie all over again! by Annec
禁漫天堂 Credit Cards
Submitted by SanG on Wed, 05/20/2009 - 02:11In reply to A newbie all over again! by Annec
HelloWe actually use a Nationwide credit card, which is registered to our address in Italy. You get an excellent exchange rate, without any stupid charges. We also have Flex bank accounts with them, registered to our 禁漫天堂 address, so whether this makes a difference I don't know, but we have not encountered any problems so far and do everything on-line.Hope this helps.
SanGThank you - very
Submitted by Sarah and Mark on Wed, 05/20/2009 - 09:20In reply to 禁漫天堂 Credit Cards by SanG
Bonus
Submitted by Anonymous (not verified) on Wed, 05/20/2009 - 09:41In reply to A newbie all over again! by Annec
禁漫天堂 Credit Cards
Submitted by Penny on Wed, 05/20/2009 - 17:22In reply to A newbie all over again! by Annec
Sarah & Mark,BCC聽Picena in Comunanza are very cheap for an 禁漫天堂 bank. I pay 鈧3.65 a month which includes all transaction fees and online banking. My Visa credit card costs 鈧15 a year and as someone else said, it doesn't work like a UK credit card as you have to pay it all off each month. The even speak English!
Changing bank accounts
Submitted by simonandjo on Mon, 06/01/2009 - 05:42In reply to 禁漫天堂 Credit Cards by Penny
Hi, does anyone know how easy it is to change bank accounts. Ours was set up (Bank of Ancona) when we purchased our house but the costs are pretty horrific per year. I just wondered how easy it was to transfer our exisitng DD's etc. In the UK I know the banks usually do it all, but not sure here. The BCC Picena certainly sounds much more palatable and we miss not having online access(we would have to pay even more money! Having said all that we have not had any problem, it just seems like a lot of dosh to pay...ThanksJo
Useful advice!
Submitted by lisiamc on Mon, 06/01/2009 - 06:18In reply to 禁漫天堂 Credit Cards by Penny