654 Insurance (House, contents & car)

David and I are looking into house, contents and car insurance before our move. Does anyone here care to advise a family of newbies the best places to secure insurance as we are finding the whole episode daunting!

Many thanks from a sleepless Karen & David.

Category
General chat about Italy

BancoPosta's home insurance cover is available at your local Post Office and is well documented at the following link (if you ½ûÂþÌìÌà is OK)
[url]http://www.poste.it/bancoposta/posteassicura/casa.shtml[/url]
One feature that is worth considering is that it offers cover for subsidence and landslides, which many policies don't.

We found Direct Line's ½ûÂþÌìÌà division useful for car insurance, since they were clued-up on the concept of tranferring your UK no-claims bonus to an equivalent ½ûÂþÌìÌà one ('Bonus-malus') and they quoted a good rate from the outset.
Their web address is [url]www.directline.it[/url] and we found their capo in Italy, James, very helpful.
Tel: (0039) 848 806 680
Fax: (0039) 848 800 860
You will need to ask your present insurer (presumably in the UK) to write you a letter citing your present no-claims bonus and period without an accident claim.

One word about insurance in general; you seem to have to give insurers quite a lot of notice if you want to change to another company. If you just let it expire, you exisiting insurer will assume that you want the cover renewed ad-infinitum and you'll owe them money. It pays to read the small print.

''Basically what I have asked for is contents cover plus cover for fixtures and fittings ( bathroom and Kitchen) plus liability i.e. if a pipe bursts and floods the downstairs apartment etc ''

iv just taken insurance from UK insuranbce providers and building insurance does already cover for fixtures and fittings ( bathroom and Kitchen) plus liability i.e. if a pipe bursts and floods!!

try searching on here may help

[url]http://www.search-uk-insurance.co.uk/home-and-contents-insurance.htm[/url]

I think the quote was from my post, I have tried all the uk holiday home insurers, the problem is that I don't want building insurance it's already provided by the management company.

susi