Ruin insurance

Pat H
05/16/2010 - 15:54

Hello all   With the help of many members of this and the old forum, my wife and I have, after 4 years of searching bought what is obviously the most beautiful ruin in all of Italy, situated in Marche. ;-)  The forum helped us find an excellent translator, excellent lawyer and many other people to smooth the way with excellent advice.   What I need now is what is the best option for liability insurance for a ruin. Does anyone have experience in this?   Thanks P

Comment

I think any insurer will fall about laughing if someone tried to insure a ruin...  I assume you mean public liability - if so I would try a British/European insurer first. 

The only insurance which a rational being would take out on a ruin is third party liability - and I think this is what you are concerned about. (This covers bits of your building falling on innocent heads - it doesn't cover anything once you have engaged a contractor to repair it.) Usually your bank will offer a minimal cover - should be less than €50 a year - it is called something like responsibilita familiare. Maybe other insurance companies do this too, try   or perhaps even could give you a lead. Try these sites even if you don't speak , they are fairly obvious and even if you get lost you will have picked up some insurance vocabulary without having spent any money.

Hello, Pat. I can't help with your query as I have no idea but I just wanted to say how nice it is to hear that you found so much help in the forums.  Enjoy your beautiful ruin!